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TheCreditGuyTV Podcast

Aug 4, 2013

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The IRS will now REMOVE a tax lien from your credit report "if requested by the tax payer" when payment in full is made. As opposed to showing it as a paid tax lien for seven years and then aging off. Once paid, It will be removed off the report like it was never there. But it gets better, watch my video on how to get...


Aug 4, 2013


I take a Look at one of the most popular web-sights for getting free credit scores and on Credit Karma you get three!!! Remember the old saying? "you get what you pay for" and guess what no FICO score is available. So you still have no Idea if you would qualify for a mortgage. But there was something I really liked on...


Aug 2, 2013


The federal Fair Debt Collection Practices Act dictates how and when a debt collector may contact you. Here are the 5 things a debt collector will not tell you: 1. They bought the debt for pennies on the dollar. So start at 25% of the debt. 2. When you pay the % that you agree to it wipes out the whole debt (get it in...


Aug 1, 2013


Would you like to know how to remove collections from a credit report for free? Watch this now. This is the number one mistake made by potential home owners, then they become renters again for years. Don't start trying to improve your FICO score or credit score with out knowing what you are doing. Do not pay...