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TheCreditGuyTV Podcast

Oct 22, 2016

This week I talk with Kevin Elsenheimer, the executive director of Michigan State Housing Development Authority.

http://www.michigan.gov/ownmihome

Dave: Kevin thank you for being here I wanted to let people know a little bit about MSHDA and what is MSHDA. What function is it serving here in Michigan?

Kevin: MSHDA is the...


Sep 29, 2016

Big Changes are coming to Rural Development October 1st 2016. Mike Archer and I get together to talk about them in this interview.

Dave: I wanted to talk about the changes coming up next week with the Rural Development loans, can you tell us a little bit about RT loans?

Mike: Absolutely! A Rural Development loan is one...


Sep 1, 2016

I have transitioned out of the Tiny house and I am now staying at an AirBNB. I wanted to get some advise on how to start making some money on the side with AirBnB.

Dave: …with Airbnb proprietor Sharon, I am actually staying with Sharon here in North Muskegon. A lot of people try to repair their credit and what they...


Aug 26, 2016

Remove Collections using the National Consumer Assistance Plan.

In March of 2015 the New York Attorney General entered into an agreement with the three major repositories. They agreed that changes would be made regarding how some debts would show up on consumers credit reports.

One of those things was how a debt was...


Jul 2, 2016

Trended Credit Data unintended consequences.

Fannie Mae has postponed(until further notice) the new automated underwriting system DU 10, including introducing Trended Credit Data.

Fannie Mae was expecting all three of the repositories to be ready with their trended credit data. Unfortunately, Experian® is not ready...