Jun 24, 2015
How many credit score points do you get when you subscribe to optoutprescreen.com. I have heard from many “experts” making clams of score improvement of 10 to 50 points by just using the optoutprescreen.com website. There is a flaw with the argument, the truth is, that the repositories don’t keep your “opt...
Jun 23, 2015
What to expect from a state mortgage examination.
As part of my duties with my local Mortgage lenders Association we were excited to have Kirt Gundry and the examination team from the Department of Insurance and Financial Services (DIFS) on hand again this year to give us the latest update on audit findings and...
Jun 22, 2015
How to unfreeze my TransUnion credit report. Call the consumer affairs department. Trans Union — You can do a permanent lift, or they can issue a PIN number, which will just lift the freeze for that one pull.
How to unfreeze my equifax credit report? To unfreeze Equifax call the consumer affairs...
Jun 18, 2015
How to dispute something on your credit report online, CFPB mandates change to e-OSCAR. A major improvement has been mandated by the CFPB and now consumers will have much better odds of a permanent correction, When disputing something on their credit report. The e-OSCAR system used for decades to report information to...
Jun 17, 2015
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How to get out of student loan debt.
I had the opportunity to speak at Eastern Michigan University to a group of graduate students. I am so pleased that they will be teaching some credit education to first year students. I have always said there should be more education in school regarding credit and credit...