TheCreditGuyTV Podcast

Feb 27, 2015

Can a collection help your credit score?

Hi everybody Dave Sullivan here for the Credit Guy TV. This time I want to talk to you about how a collection can help your credit score, when you have a collection that is 4, 5, 6 years old it actually can help you score higher. This is by design by the largest Credit scoring...

Feb 25, 2015

The End of Credit Repair Industry? Or the beginning of the credit score revolution?

Since 2010, I have  worked to change the credit industry by providing credit score advice on this blog that I normally provide to my mortgage clients.

I can not tell you how many times, I have to help borrowers after they go to a...

Feb 24, 2015

How to remove an account from your credit report that was opened by your son, daughter, mother, father.

Unfortunately, there’s a lot of identity theft that happens between family members and many times those people don’t want to go to the police station to file a police report.

I understand why, but you do have a...

Feb 23, 2015

How much can a hard credit inquiry hurt?

Well normally it’s not a whole lot but in certain situations, it can actually be a forty or fifty point drop.  What I recently found was a credit file that actually had a forty point drop in the credit score from just an inquiry.

Hi everybody Dave Sullivan here from The...

Feb 20, 2015

What is the single most important factor for your credit score? It is the length of your credit history. I want to share with you a little bit more about the importance of the length of your credit history.

Joyce and I talked about this last week.  If you’re just starting out establishing credit, go ahead and bite...