Jan 28, 2016

What is the most important thing to do before you go to college?

I had a friend going into their second term at Kettering University and they needed to apply for a student loan.  The loan that they were applying for consider credit scores.  Many times young adults who are in their first year of college have not built up...

Jan 21, 2016

Risked Based Pricing on Cellular Contracts in 2016

Risk-based pricing is coming to your cell phone! The Federal Trade Commission recently fined cell phone provider Sprint three million dollars because they failed to disclose they were using risk-based pricing with credit scores when offering cell phone service. You...

Jan 14, 2016

Commercial Lender Training provided by the Small Business Finance Institute with Founder Charles Green Interview.

Hi everybody Dave Sullivan here for the Credit Guy TV with special guest...

Charles Green of the Small Business Finances Institute

Dave: Charles thanks for reaching out to me on LinkedIn, I have really...

Jan 2, 2016

I get a lot of questions about how long will a collection stay on a credit report?

It is required under the Fair Credit Reporting Act to be removed seven years after the first delinquency date.

The first time that a borrower was late that resulted in that becoming a charge off or sold to a collection company. The date...